Credit Risk Analyst - Business Banking

As a Credit Risk Analyst specializing in Financial Institutions, BFSI, and NBFC sectors, your main responsibility will be to assess the creditworthiness of various financial institutions through detailed financial analysis, risk assessment, and research. This role requires expertise in financial statement analysis, ratio analysis, and credit evaluation to prepare structured credit reports. Additionally, exposure to counterparty risk analysis and financial institution assessment is preferred. Key Responsibilities: - Conduct credit risk assessment for financial institutions in BFSI and NBFC sectors. - Prepare detailed credit risk reports based on financial and qualitative analysis. - Analyze financial statements, ratios, and credit indicators to evaluate risk exposure. - Assess the operating environment, business strength, and financial stability of institutions. - Develop and update financial spreads and financial models using company filings and databases. - Evaluate management strategy, market indicators, and external factors impacting credit risk. - Support ad-hoc credit and risk analysis requests from internal stakeholders. - Collaborate with internal teams to ensure accurate and timely credit evaluations. Qualifications Required: - Minimum 2 years of experience in credit risk assessment or financial analysis. - Experience in Financial Institutions, BFSI, NBFC, or Banking sector. - Strong understanding of financial statements, ratio analysis, and credit fundamentals. - Hands-on experience with financial modeling, Excel, and financial data analysis. - Strong analytical thinking, research capability, and report writing skills. - CA/MBA Finance/Postgraduate degree with relevant experience. This position offers you the opportunity to work on financial institutions credit risk assessment projects, exposure to advanced financial analysis and risk frameworks, a collaborative environment encouraging analytical and professional growth, and a strong platform for building a career in credit risk and financial research. If you believe this role aligns with your career goals, please reach out with your updated profile to hrishikesh. Join us in our mission to empower job seekers and employers with an engaging and memorable job search and leadership hiring experience. Our expertise covers various sectors, including Banking & Financial Services, Consulting, Analytics, Sales & Marketing, HR, IT, Operations, and Legal. As a Credit Risk Analyst specializing in Financial Institutions, BFSI, and NBFC sectors, your main responsibility will be to assess the creditworthiness of various financial institutions through detailed financial analysis, risk assessment, and research. This role requires expertise in financial statement analysis, ratio analysis, and credit evaluation to prepare structured credit reports. Additionally, exposure to counterparty risk analysis and financial institution assessment is preferred. Key Responsibilities: - Conduct credit risk assessment for financial institutions in BFSI and NBFC sectors. - Prepare detailed credit risk reports based on financial and qualitative analysis. - Analyze financial statements, ratios, and credit indicators to evaluate risk exposure. - Assess the operating environment, business strength, and financial stability of institutions. - Develop and update financial spreads and financial models using company filings and databases. - Evaluate management strategy, market indicators, and external factors impacting credit risk. - Support ad-hoc credit and risk analysis requests from internal stakeholders. - Collaborate with internal teams to ensure accurate and timely credit evaluations. Qualifications Required: - Minimum 2 years of experience in credit risk assessment or financial analysis. - Experience in Financial Institutions, BFSI, NBFC, or Banking sector. - Strong understanding of financial statements, ratio analysis, and credit fundamentals. - Hands-on experience with financial modeling, Excel, and financial data analysis. - Strong analytical thinking, research capability, and report writing skills. - CA/MBA Finance/Postgraduate degree with relevant experience. This position offers you the opportunity to work on financial institutions credit risk assessment projects, exposure to advanced financial analysis and risk frameworks, a collaborative environment encouraging analytical and professional growth, and a strong platform for building a career in credit risk and financial research. If you believe this role aligns with your career goals, please reach out with your updated profile to hrishikesh. Join us in our mission to empower job seekers and employers with an engaging and memorable job search and leadership hiring experience. Our expertise covers various sectors, including Banking & Financial Services, Consulting, Analytics, Sales & Marketing, HR, IT, Operations, and Legal.