Assistant Manager-Risk Management-Reporting & Analytics
EXL
All India, Gurugram • 2 months ago
Experience: 3 to 7 Yrs
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Job Description
As a Credit Risk Analyst, your main responsibilities will include:
- Designing, analyzing, and monitoring credit risk strategies for various loan products like personal loans and auto loans.
- Identifying opportunities for portfolio growth and proactively communicating with stakeholders.
- Collaborating with other risk functions, such as technology and product teams, to implement analytical decisions.
- Understanding existing underwriting rules and strategies, and replicating them in business rules using SAS/SQL.
- Designing and analyzing income, employment, and fraud verification strategies.
- Developing, maintaining, and improving risk policies, strategies, processes, and procedures within your assigned function.
- Utilizing application, bank, and bureau information to derive valuable business insights.
- Generating KPIs and tracking risk and delinquency metrics for portfolios using SQL/Tableau.
- Revamping pricing strategy changes and launching A/B tests to monitor the impact and performance of the changes.
- Setting up processes to run eligibility conditions for marketing campaigns such as cross-selling initiatives.
In addition to the responsibilities mentioned above, you may also need to be involved in revamping pricing strategy changes and launching A/B tests to monitor their impact and performance. As a Credit Risk Analyst, your main responsibilities will include:
- Designing, analyzing, and monitoring credit risk strategies for various loan products like personal loans and auto loans.
- Identifying opportunities for portfolio growth and proactively communicating with stakeholders.
- Collaborating with other risk functions, such as technology and product teams, to implement analytical decisions.
- Understanding existing underwriting rules and strategies, and replicating them in business rules using SAS/SQL.
- Designing and analyzing income, employment, and fraud verification strategies.
- Developing, maintaining, and improving risk policies, strategies, processes, and procedures within your assigned function.
- Utilizing application, bank, and bureau information to derive valuable business insights.
- Generating KPIs and tracking risk and delinquency metrics for portfolios using SQL/Tableau.
- Revamping pricing strategy changes and launching A/B tests to monitor the impact and performance of the changes.
- Setting up processes to run eligibility conditions for marketing campaigns such as cross-selling initiatives.
In addition to the responsibilities mentioned above, you may also need to be involved in revamping pricing strategy changes and launching A/B tests to monitor their impact and performance.
Skills Required
Posted on: March 1, 2026
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