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Assistant Manager-Risk Management-Reporting & Analytics

EXL

All India, Gurugram • 2 months ago

Experience: 3 to 7 Yrs

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Job Description

As a Credit Risk Analyst, your main responsibilities will include: - Designing, analyzing, and monitoring credit risk strategies for various loan products like personal loans and auto loans. - Identifying opportunities for portfolio growth and proactively communicating with stakeholders. - Collaborating with other risk functions, such as technology and product teams, to implement analytical decisions. - Understanding existing underwriting rules and strategies, and replicating them in business rules using SAS/SQL. - Designing and analyzing income, employment, and fraud verification strategies. - Developing, maintaining, and improving risk policies, strategies, processes, and procedures within your assigned function. - Utilizing application, bank, and bureau information to derive valuable business insights. - Generating KPIs and tracking risk and delinquency metrics for portfolios using SQL/Tableau. - Revamping pricing strategy changes and launching A/B tests to monitor the impact and performance of the changes. - Setting up processes to run eligibility conditions for marketing campaigns such as cross-selling initiatives. In addition to the responsibilities mentioned above, you may also need to be involved in revamping pricing strategy changes and launching A/B tests to monitor their impact and performance. As a Credit Risk Analyst, your main responsibilities will include: - Designing, analyzing, and monitoring credit risk strategies for various loan products like personal loans and auto loans. - Identifying opportunities for portfolio growth and proactively communicating with stakeholders. - Collaborating with other risk functions, such as technology and product teams, to implement analytical decisions. - Understanding existing underwriting rules and strategies, and replicating them in business rules using SAS/SQL. - Designing and analyzing income, employment, and fraud verification strategies. - Developing, maintaining, and improving risk policies, strategies, processes, and procedures within your assigned function. - Utilizing application, bank, and bureau information to derive valuable business insights. - Generating KPIs and tracking risk and delinquency metrics for portfolios using SQL/Tableau. - Revamping pricing strategy changes and launching A/B tests to monitor the impact and performance of the changes. - Setting up processes to run eligibility conditions for marketing campaigns such as cross-selling initiatives. In addition to the responsibilities mentioned above, you may also need to be involved in revamping pricing strategy changes and launching A/B tests to monitor their impact and performance.

Posted on: March 1, 2026

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